If you or a family member should need medical assistance for an extended period of time, Long-Term Care (LTC) can be invaluable insurance to have.

Disease or sudden injury may prevent you or a loved one from taking care of yourself. Or it could be that, as part of the normal aging process, you or a loved one needs extra help on an ongoing basis. In either case, Long-Term Care insurance helps meet these needs.

When medical conditions such as Alzheimer’s, diabetes, stroke or injury from an accident occur, you or a loved one may be unable to perform daily tasks such as eating, bathing, getting dressed or using the restroom.

Long-Term Care coverage helps provide extended support for daily living. LTC policies can greatly reduce the expense of necessary in-home or in-facility services.

Examples of LTC services at home include:

• Personal Care Assistants (for household tasks, accompaniment, running errands)
• Home Health Aides (for basic medical, hygiene and personal care)
• Nursing Services (for administering medicines and advanced health care)
• Assisted Living (allows the person to live independently at home with daily support)

Some LTC-related services involve facility support:

• Adult Day Health Care (offers daytime social and therapeutic activities while the individual continues to live at home)
• Nursing Home (provides a live-in environment of skilled care, supervision and therapy)

At no cost, DCA Insurance can discuss how Long-Term Care insurance helps you and your family in cases where extended medical care is needed.

Long-Term Care insurance helps minimize expense while providing needed care for loved ones.
LTC insurance helps you prepare for the unexpected.

DCA Insurance looks forward to providing you with the professional, personalized service you deserve. Call (954) 349-7103 or e-mail us for a FREE, no-obligation quote today.